Our Partners
Join homeowners with mortgage advice you can trust. From your first viewing to the day you get the keys — and every remortgage after — we find the mortgage that fits your life, not just your paperwork.
We provide expert advice and tailored recommendations on mortgage products and protection policies. We review an extensive panel of lenders before recommending what genuinely fits, and guide you through every stage of the house-buying process — a seamless, in-control experience.
Buying your first home is the biggest financial step most people ever take. We translate the jargon and hold your hand through every stage.
Moving up, downsizing or relocating — we structure the finance so your sale and purchase complete smoothly together.
When your fixed rate ends, doing nothing is expensive. We review an extensive panel of lenders up to six months before your deal expires — at the right moment.
From first rental property to growing portfolios — advice on structure, stress tests and lenders who understand landlords.
A mortgage is a promise to your family. We make sure it's kept whatever happens — life cover, critical illness and income protection, reviewed on a no-obligation basis.
Self-employed, complex income, adverse credit or unusual properties — cases the high street declines are where we do our best work.
Pick the situation closest to yours to see exactly what we'd do for you.
Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage.
Most Buy to Let and Let to Buy mortgages are not regulated by the Financial Conduct Authority.
Three calculators to give you an honest picture before we even speak. No email address required, no strings attached.
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These tools provide illustrations only and do not constitute advice, an offer of credit, or a guarantee of lending. Figures are rounded and actual products, rates and affordability assessments vary by lender and circumstance. Stamp Duty figures reflect rates for England & Northern Ireland as published on gov.uk and may change. Always confirm figures with your adviser.
No mystery, no jargon. Here's exactly what happens when you work with us — click each stage to see what to expect.
A relaxed, no-obligation conversation about where you are and where you want to be. We'll explain what's realistic, what it might cost, and what your next steps look like — even if that means telling you to wait six months and save.
You have three routes to a mortgage. We believe in being upfront about how they differ.
| Stone Private Finance | Going direct to your bank | Comparison websites | |
|---|---|---|---|
| Products searched | ✓ An extensive panel of lenders, incl. broker-exclusive deals | ✗ One lender's range only | ◐ Listings, not regulated advice |
| Regulated advice & recommendation | ✓ Personal recommendation you can rely on | ◐ Advice on their products only | ✗ Information only — you choose alone |
| Knows which lender suits complex cases | ✓ Self-employed, adverse credit, contractors | ✗ Computer says no | ✗ Filters can't read nuance |
| Chases your case to completion | ✓ One named adviser, start to finish | ◐ Call centre queues | ✗ You manage everything |
| Protection & insurance advice included | ✓ Reviewed as part of every case | ◐ Often a sales add-on | ✗ Separate journey entirely |
| Rate-end reviews for life | ✓ We contact you before your deal expires | ✗ Happy to let you lapse onto SVR | ✗ None |
At Stone Private Finance we believe that finding the right mortgage should be a smooth and stress-free experience.
With over 15 years of expertise in the UK mortgage market, we are proud to offer tailored advice that helps individuals, couples and families navigate their unique home-buying journey.
Whether you're a first-time buyer, looking to remortgage, or purchasing an investment property, our team of expert advisers are here to listen to your needs and provide clear guidance — and we review an extensive panel of lenders to find products that fit your circumstances.
We take the time to understand your financial situation and long-term goals, so we can offer mortgage solutions that not only work for today but are sustainable for the future.
Every recommendation explained in plain English — costs, trade-offs and reasoning, in writing.
FCA-regulated advice through The Openwork Partnership, verifiable on the Financial Services Register.
Solutions built around your long-term goals — not whichever product pays the most.
Verified Google reviews from clients we've guided home.
Hand-picked starting points for your search and your reading.
The UK's largest property portal — browse listings, set alerts and research sold prices in the areas you're considering.
Visit Rightmove → Latest mortgage newsStay on top of rate movements, lender criteria changes and market commentary from one of the industry's leading news sources.
Visit Mortgage Solutions →These links take you to sites which are not regulated by the Financial Conduct Authority. We give no endorsement and accept no responsibility for the accuracy or content of any sites linked to from this site.
Fee-free consultation — a quick 15-minute phone call, or a full one-hour mortgage meeting over Teams. No obligation.
You'll speak directly with a qualified mortgage & protection adviser. We'll listen to your plans, give you an honest view of what's achievable, and map your next steps.
A fee-free, no-obligation chat with a qualified adviser. No credit checks, no pressure — just clear answers about what's possible for you.
An adviser will be in touch within one to two working days.
Prefer not to wait? Call us now on 020 8129 0915.